The Risks of Missing the Deadline
Compliance Impact: A non-compliant record could affect your ability to secure tax clearance, loans, or tenders.
Penalties: SARS charges admin penalties for late submissions, ranging from R250 to R16,000 per month depending on your taxable income.
Interest: Extra monthly interest on unpaid amounts.
Who Must File Before 20 October 2025?
You need to file your annual return if you:
- Earn a salary and additional income (like rental, freelance, or side business earnings)
- Have investments (interest, dividends, capital gains)
- Claim deductions for retirement annuities, medical aid, or business expenses
- Earn above the SARS income threshold for the 2025 tax year
Why This Deadline Matters
Filing your annual return ensures that you:
- Remain fully compliant with SARS
- Avoid penalties and interest on late submissions
- Receive refunds faster (if due)
- Maintain a positive compliance record — important for loans, tenders, or credit applications
What You Need to File
Before starting your submission, make sure you have:
- IRP5/IT3(a) from your employer
- Certificates for medical aid, retirement annuities, and investments
- Proof of deductible expenses (home office, travel, donations, etc.)
- SARS eFiling login and up-to-date profile